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disability benefits

Most of the time it’s not easy to make ends meet. Given the cost of living and the fact that most Social Security Disability Insurance (“SSDI” or “disability benefits”) checks are less than $2,000 a month, when you are living on SSDI, it can be nearly impossible. There are the regular financial belt-tightening things you […]

Given that one of the requirements for getting Social Security Disability Insurance benefits  (“SSDI” or “disability benefits”) is that you must have worked for 10 of the past 15 years at a job that pays into the social security system through FICA taxes, if you are a  stat-at-home-mom how can you qualify for SSDI? Well, […]

If you have never heard of C.O.L.A., you might just think it is a sugary drink that goes well with hotdogs and a Kansas City Royals game. Not quite, but a C.O.L.A just might get you in to see the game. Cost of Living Adjustment. C.O.L.A. stands for “Cost of Living Adjustment.” Every year, the […]

If you are applying for Social Security Disability Insurance benefits (“SSDI” or “disability benefits”) it is vital that you get one thing right: your Alleged Onset Date (“onset date” or “AOD”). The date you put down on your application as your AOD can influence whether or not you are awarded benefits, and it is critical […]

It is very difficult to win Social Security Disability Insurance  (“SSDI” or “disability benefits”) if you have a drug or alcohol problem. Whether or not you will be denied benefits depends (among other things) on whether your drug or alcohol use is a material factor in your disabling medical condition. If it is, then you […]

Social Security Disability Insurance (“SSDI” or “disability benefits”) provides cash payments to permanently disabled workers (and their dependents) who have worked and paid into the Social security system by paying federal (FICA) taxes. Who Qualifies for SSDI? To qualify for SSDI benefits, you need to meet basically 2 criteria: You need to be “disabled” within […]

Supplemental Security Income (“SSI”) is a needs-based program administered by the Social Security Administration (“SSA”). Because eligibility for SSI is determined based on your income and financial resources, any changes to your income or resources must be reported to the SSA. Here are only 3 life events that may change your income or finances which […]

In a previous post we described the times when you must report changes in your life to the Social Security Administration (“SSA”) if you are receiving Social Security Disability Insurance benefits (“SSDI” or “disability benefits”). In this post, we will take a brief look at what the penalty for not informing the SSA of these […]

The Social Security Administration (“SSA”) is notoriously slow when it comes to deciding Social Security Disability Insurance benefits (“SSDI”) claims. Not surprisingly, then, a lot of people want to know if there is anything they can do to speed up the process. On the One Hand… Well, on the one hand the answer is no, […]

Most people who submit a claim to the Social Security Administration (“SSA”) for Social Security Disability Insurance benefits (“SSDI” or “disability benefits”) will have their claim denied. When a claim is denied (initially or after reconsideration) the best thing you can do to improve your chances of being awarded disability benefits, is to request an […]