Just because you have a disability, it doesn’t necessarily mean you can easily obtain Social Security disability insurance benefits. This is, unfortunately, a stumbling block many people going through the SSDI process learn the hard way. The first step you should take before applying for Social Security disability benefits is making sure you meet the qualifications set out by the Social Security Administration. If you’re unsure, you can always schedule a free consultation with an SSDI attorney at Parmele Law Firm in Kansas City, MO. Until then, let’s take a look at the medical and/or financial conditions that need to be met.
The Medical Requirements
Your medical condition and history will end up playing the biggest factor in your case. If you are unable to provide sufficient evidence of your condition, you may get denied, even if you meet the qualifications. This is where an SSDI attorney is extremely beneficial, as they know what you need to present in your application or appeal to have the best chance of approval.
The first stipulation is the length of your disability. It must be a disability that has lasted a year or longer or one that is expected to last that long. You also must be considered fully disabled by the Social Security Administration’s parameters. The Social Security Administration has an extensive list of disabilities that outline eligible conditions.
The other conditions that absolutely must be met are that your disability makes working your past jobs impossible and that you are unable to work another job within your skillset. If both the length and limitation conditions are met, then you can move on to the financial eligibility requirements.
The Financial Requirements
If you are determined to be gainfully employed under the substantial gainful activity parameters, or if you lack the necessary work credits, you will not be eligible for SSDI benefits.
Substantial gainful activity is met when you make over $1,170 a month. If you make over this amount, you won’t be eligible for Social Security benefits. If you make under this amount you can still apply. This is the first consideration you should look at on the financial side of things. The second is your work credits. To be eligible for SSDI you have to have paid taxes into the system for a certain amount of time. This requirement varies based on your age and is best discussed with your SSDI attorney to help you determine your eligibility. You also may not be eligible if you haven’t worked for a certain amount of time before your disability.
Contact an SSDI Attorney at Parmele in Kansas City, Missouri
If you’re applying for disability or appealing a disability decision in Kansas City, MO, contact Parmele Law Firm. Our expert SSDI attorney team can help give you the best chance of getting your case approved. Contact us today to schedule a free consultation with an SSDI attorney.