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Can a Stay-at-Home Mom Get SSDI Benefits?

Given that one of the requirements for getting Social Security Disability Insurance benefits  (“SSDI” or “disability benefits”) is that you must have worked for 10 of the past 15 years at a job that pays into the social security system through FICA taxes, if you are a  stat-at-home-mom how can you qualify for SSDI?

Well, here are a few ways.

  1. Spousal Benefit.

If you are married, but have little to no work history, you can receive half of your spouse’s Social Security (his/her “primary insurance amount”) when they retire at age 66 or 67.

There are, of course, a number of rules and regulations that you must meet to receive this benefit, so please consult experienced disability counsel for more information.

  1. Disabled Widow(er) Benefits.

If you have been married at least 9 months and:

  • You are at least 50 years old.
  • You are determined to be disabled by Social Security.
  • Your disability began between the ages of 50 and 60, and
  • Your disability started before, or within seven years after, your spouse died,

you may qualify for disabled widow or widower’s benefits.

Again, there is much more to this than we can put into a short post, so please consult experienced disability counsel for more information.

  1. Mother’s or Father’s Benefits.

If your spouse is disabled or has died, and you are taking care of a child under the age of 16 or a disabled child of any age, you may qualify to receive benefits. You must have a “child in care” and not all parents are eligible for these benefits, so again,  consult experienced disability counsel for more information.

If you do not have the work history required by Social Security to qualify for SSDI benefits, it can be difficult to receive the assistance you need. But there are options. To find out what is right for you, consult experienced disability counsel.

Here When You Need Us.

If you would like to know more about your disability benefit options, call us. We are experienced disability counsel. We FIGHT hard to get our clients the benefits they deserve. We have helped many people get benefits and we can help you, too. We have offices throughout Missouri, Kansas, and Illinois. We also have offices in Oklahoma. We offer free consultations and we do not get paid unless you win your case. Send us an e-mail or call 855-727-8625.