Supplemental Security Income (SSI) is a benefit provided by the Social Security Administration (SSA) for disabled workers who fall below a certain income level. Most people who apply for Social Security Disability Income (SSDI) also apply for SSI to increase their monthly income level. But if you make over a certain amount, taking into account all of your sources of income, you will not be approved for SSI. However, a denial of an SSI application does not have any bearing on whether your SSDI application will also be denied. The two forms of benefits rely upon different factors for approval and many people who are not granted SSI benefits because their income is too high, still qualify for SSDI payments.
An award of SSDI benefits does not depend upon your income, which is the distinguishing factor between SSDI and SSI. Rather, SSDI awards are made based upon:
• The medical evidence provided: when you have reliable and complete medical records proving you are disabled and cannot work due to your disability, you stand a good chance of being approved for SSDI benefit payments.
• The amount of work credits earned: along with having to prove a disability which limits your ability to work, you also have to have earned enough work credits to be approved for SSDI.
SSDI payments are intended to act as an income, since the applicant is no longer able to work. The funds come from the social security taxes workers pay in to the system over time, which is why you have to have accumulated enough credits to qualify for benefits. If you are disabled and cannot work, we are here to help you get the benefits you have earned. Call our office today to find out how to make the most of your options so you can receive the benefits you deserve.
If you have questions about disability benefits, call an experienced attorney for help. Contact us online today for more information. We can also be reached at 855-727-6353.