When Should I File For SSDI?

Parmele Law FirmSocial Security

The Social Security Administration (SSA) oversees approval and payment of Social Security Disability Income (SSDI) to disabled workers. The conditions required to be approved for SSDI are listed in a blue book kept by the SSA, but in some cases you can have a combination of things that qualify for benefits if you do not have a condition that is an exact match for something in the blue book. The key is to provide medical proof of your disability, and evidence that you are not able to engage in any substantial activity due to your condition. The sooner you apply for benefits, the sooner you get an answer as to whether you have been approved. And, because the process takes a little bit of time and might even require a second level of review, you will want to get your application on file as soon as you can. But, because you need sufficient evidence to prove your need, the timing has to be just right.

Figuring out when to file for SSDI benefits can be a challenge. Applicants need to take the following things into account when making this decision:

• Whether your physician has seen you enough to provide a detailed record of your condition and how that condition limits you on a daily basis.
• When your disability began.
• The likelihood of being approved on initial application, or whether second or third steps will be needed. This is important to think about because the process takes time, and if you need an income right away you need to be prepared to wait and look for alternative sources of income in the interim.
• Whether you have a disability that will qualify for automatic benefits.

Once your application is ultimately approved, you will get back pay. But the date on which back pay starts depends on certain factors and these can also play a role in your decision on when to file. Before you fill out the forms and send them in, let us take a look at your case and give you our opinion about what is best. We have helped other workers get the benefits they deserve and can help you too. Our approach is specifically tailored to the facts of your case and we will work with you to come up with a strategy that makes sense.

If you have questions aout the timing of filing for disability benefits, call us today. We can be contacted online or by phone at 855-727-6353.