Being approved for Social Security Disability Income (SSDI) can take some time. During the waiting period many workers debate on whether they should try to do a little bit of work to make ends meet, but doing so can jeopardize your chances of being approved. The problem is that most of us do not have enough funds to live on while waiting for benefits and without a paycheck it can be hard to pay the bills. And while you may get a large check for your back pay once you are finally approved, that does little to help while you are waiting. Since you do not want to risk being denied because you are working, and thus not viewed as disabled, workers need to find other ways to make an income until their disability application is approved.
Top tips for how to make ends meet while waiting on SSDI benefits include:
• Relying on family or friends, if possible.
• Taking out a home equity loan, if that is an option.
• Apply for public assistance and other programs that offer aid.
• Liquidate assets if you have anything of value (but be careful if you are also applying for Supplemental Security Income – SSI – before taking this step).
We know it is hard to wait, but want you to have the best chance at being approved. Because the Social Security Administration (SSA) only awards SSDI to people who are disabled, it is risky to take on any type of significant job while you wait for approval. Doing so might show that your condition is not so bad that your daily tasks are limited, and you might then have an uphill battle to prove your disability is real. Some things you can do to make the process go faster so you are not without pay for too long include making sure your doctor knows you intend to file for SSDI, so your records are complete. The more information your doctor has, the more robust your medical evidence will be when you apply. You should also schedule and attend regular follow up appointments with your physician, so there is a consistent record of your condition and you can show that there has been no improvement. For more information about how to get over the hump of waiting for approval and what you can do to increase your chances of being awarded SSDI benefits, call our office.
If you have questions about disability benefits and what to expect, call a knowledgeable attorney for help. Contact us online today for more information. We can also be reached at 855-727-6353.