If you cannot work due to a disability and need to apply for Social Security Disability Income (SSDI) you may first want to check your work history. In addition to proving a disability, you also have to have accumulated enough work credits to qualify for benefits. Credits are earned as you work, and the more work history you have the more likely you are to have obtained the required number of credits for SSDI benefits. But if you have not worked enough to have the credit needed, you can still apply, you will just need to take some extra steps. A qualified social security disability lawyer can help you, and can even take a look at your current situation to see if a disability freeze might help you later.
For purposes of SSDI payments a disability freeze is:
• A period of time during with the Social Security Administration (SSA) puts a hold on your work history.
• The freeze helps prevent periods of little to no work from having a negative impact on you in the future, should you apply for SSDI and certain retirement programs.
There are some important things to consider if you are thinking about asking the SSA to freeze your status and you should talk about these issues with a qualified attorney before taking any action. For instance, if you are nearing retirement age you are better off applying for SSDI benefits than to take early retirement payments. This helps to protect your future benefits at full retirement, yet still provides an income stream if you are disabled. Other factors may also come into play in your particular circumstance, and getting answers from a knowledgeable attorney is the best way to make an informed decision about what will work for you. For help with asking for a disability freeze, having a denial of benefits reconsidered or appealed, or for information about any of the programs the SSA oversees, call us today.
We can be reached online and also at 855-727-6353. We are here to answer your questions about disability and related issues, and help you secure the benefits you need.