Social Security Disability Income (SSDI) is a benefit provided by the federal government for people who are not able to work. In order to qualify for benefits you must be disabled and have contributed to the social security system. The payments come from what you have paid in, and knowing how much you may receive in benefits can help you budget expenses if you are disabled. In the past the Social Security Administration (SSA) mailed statements showing your estimated benefit amounts. But, that practice has changed and workers can now access the information online.
In order to learn how much you have paid in and what type of benefit you can expect, you must first create an online personal account. You can do so here. Once your account is created you are able to see:
- How many work credits you have accumulated. This is important for disability purposes because you must meet the minimum number of credits in order to qualify for benefits. If you have not worked long enough to accumulate the minimum number, you do have options and should speak with a qualified attorney to learn how to proceed.
- The estimated amount of social security benefit you are eligible to receive at both early and regular retirement age. This number can fluctuate over the life of your career because the longer you work and the more you earn, the more you pay in to the system.
- The estimated amount of SSDI benefits, should you become disabled. This amount is also subject to changes depending upon your salary level and how long you have worked.
The chances of becoming disabled might be greater than you think, so it is a good idea to create an account and start keeping track of how many work credits you have and what your estimated benefits include. You can also see how much your dependents are set to receive in the event you are disabled or suffer a fatal accident. Most people take comfort in knowing an estimated amount of benefit, because it takes away some of the mystery over how much money you will have to pay the bills each month. For more help, contact our office. We help people get benefits, appeal denials, and can answer your questions about the entire process.
If you have questions about social security benefits, contact our office for help. You can reach us online today for more information or by phone at 855-727-6353.