Social Security Disability Income (SSDI) benefits are typically reserved for people who have worked and paid in to the social security system. But not all disabled persons are adult workers, there are children who have just as great a need for benefits as many adults. But kids do not go to work, so how do you get benefits for a child with no work history and no prior income where monies were withheld and paid to the Social Security Administration (SSA)?
Fortunately, there are things you can do for your disabled child, and one of those is to seek Supplement Security Income (SSI). The way to get these payments is to get a determination that your child is disabled. To do this, you need to:
- Make an application for benefits while your child is a minor. Benefits for a child are limited to those under 18, unless your child is still in junior or high school. If your child still attends school at one of these grade levels, you will be able to apply for benefits until your child is 22. At age 22 the disability is reevaluated under adult standards.
- To get SSI your income level must be below a certain level. The SSA looks at the income of the parent when deciding if a child qualifies for SSI.
There are also certain medical requirements you will need to prove, some will get you automatic approval while others may require you to provide more evidence. The SSA keeps a list of approved conditions, some of which include things like an inability to walk (due to a musculoskeletal system disability), loss of hearing, loss of vision, asthmas, cystic fibrosis, heart disease, certain mental disorders, and developmental disorders. You will need to have reliable records from a doctor showing the condition, so be prepared to gather your evidence before you apply. The disability must last, or be expected to last, for at least a year. This information would also be included in the medical records, making it important to let your doctor know you are considering applying for disability benefits when you take your child for treatment.
For more information and answers to your questions about qualifying a child for disability benefits, call an experienced attorney for help. Contact us online today for more information. We can also be reached by phone at 855-727-6353.