When your spouse becomes disabled the hardship is on the entire family. This is even more true if your spouse was the major breadwinner in your house, and you are now without a significant portion of your family’s monthly income. Your disabled spouse may be eligible for Social Security Disability Income (SSDI), but the payments may not be enough to make up for the income that has been lost. In some circumstances your spouse may qualify for Supplement Security Income (SSI), but if not you must look to other sources to make up for the difference in income. One way to do this is to look at whether you, as the spouse of a disabled worker, are able to get benefits as well.
The spouse of a disabled person may also get benefits, in the following circumstances:
- If your spouse receives SSDI and you are over 62 you can apply for benefits based on your spouse’s work history. This only applies if your disabled spouse has a higher earnings record than you do, if not then you will not be eligible.
- If you are caring for the minor child of your disabled spouse, you are entitled to benefits. It is important to note the benefits stop when the child reaches the age of 16. And, if you work while caring for the child, your benefits may be reduced or eliminated.
- If you are caring for the disabled child of your disabled spouse, you will qualify for benefits. There is no age limit on the benefits in this situation, but you will need to prove that your disabled spouse is in charge of the care for the child. This may require you to present divorce or other custody documents, outlining your spouse’s responsibilities with regard to the child.
Figuring out which SSDI benefits apply to your specific needs can be hard. We are here to help. We know you have questions about how the system works, what to do if your initial request for benefits is denied, and how long it can take before benefits begin; we have answers.
For detailed answers to your questions about social security benefits, call an experienced attorney for help. Contact us online today for more information. We can also be reached at 855-727-6353.