If you are disabled and rely on Social Security Disability Income (SSDI) payments to live, you will want to make sure your payment amount is at its maximum. The amount you earned prior to becoming disabled is the determining factor in how your SSDI payment is each month, but there are external factors that come into play that may cause an increase in your benefit. Increases help offset higher expenses, and are a welcome event if you are struggling to make ends meet each month.
Two ways your benefit may increase are through:
- A cost of living increase. As inflation rises and costs for every day needs go up, your SSDI payment will increase. There are certain requirements that must be met first, but when preset criteria are met, an SSDI payment can increase.
- Working more will increase your SSDI payment. Because SSDI is determined by the amount of payments you made through social security withholding when you were working, if you go back to work while on disability your benefits will increase. This is tricky though because to be approved for disability you have to be unable to work.
It can be difficult to gain approval for SSDI benefit, and if the amount awarded is not enough one way to bridge the gap may be through other programs offered by the Social Security Administration (SSA). Many times an applicant applying for SSDI will also apply for Supplemental Security Income (SSI). Unlike SSDI this benefit is not dependent upon being disabled. SSI is based purely on economic need. If you meet the eligibility requirements, SSI can help make up the difference in income you need if you are disabled. It is also a good idea to apply for other benefits that will help to stretch your monthly dollar, such as benefits from the Supplemental Nutrition Assistance Program (SNAP) or through Medicaid. SNAP provides help with groceries and used to be referred to as food stamps and Medicaid benefits help out with medical needs and costs. If you need more information on these programs and what other benefits you are entitled to receive, call our office.
If you have questions about disability and other benefits, call an experienced attorney for help. Contact us online today for more information. We can also be reached at 855-727-6353.