Should I Seek Disability Or Unemployment Benefits?

Parmele Law FirmSocial Security

Being unable to work due to an injury makes it hard to make ends meet. If you are out of work you have the option of seeking unemployment benefits, if the circumstances fit. But if your injury is so severe that you will not be able to return to work, you should consider applying for disability benefits. Both unemployment and disability benefits are helpful, and knowing which type of benefit best meets your needs is the first step to getting the money you need to pay the bills.

One thing you will need to keep in mind is the length of time it takes to get both of these benefits. Disability benefits do not typically kick in right away. Instead, there is a waiting period, as follows:

  • The minimum amount of time you will wait for disability benefits to begin is three months.
  • The severity of your condition can extend the three month period, because the Social Security Administration (SSA) will need enough medical proof of your disability.
  • Under certain circumstances the waiting period can be waived.

If these three possibilities seem confusing, that is because they can be difficult to put into practice. Each case is different and the only way to get a clear picture of how your disability case will be handled is to talk to a qualified disability attorney. If you are considering taking unemployment benefits because you cannot wait for disability payments you need to know how this will impact your disabilitiy claim. When you get unemployment you have to continue looking for work, the SSA may view this activity in a way that indicates you are able to work and thus not disabled. We understand it is hard to go without pay and that when you are injured your financial needs can increase due to the costs of medical care.  We take the time to answer all of your questions so you can do what is best for you. If you need to balance unemployment with disability, or are wondering how each of these benefits interacts with the other, call us now.

If you have questions about social security disability benefits, call an experienced attorney for help. Contact us online today for more information. We can also be reached at 855-727-6353.