For most, the idea of sitting at a local social security office to apply for benefits is an unpleasant thought. The lines can be long and tiresome, and most of us do not have the time to wait for our number to be called and step up to the desk to ask questions. To make it even less desirable, many times the staff on site is not allowed to give advice about how to fill out the forms or what is needed for a successful application. Thankfully, there are some types of benefits that can be applied for online, but that removes the human element from the equation and if you are not familiar with the process it is easy to overlook or forget to include critical information.
When applying for basic social security benefits, you will need to include these documents:
- Social security card.
- The original of your birth certificate, or a certified copy from officials in your state of birth. Depending on where you live this can take a while to obtain, and if you have moved out of state since your birth you will have to send a written request for a certified copy. In either instance it can take some time to get a certified copy so it is best to request one approximately a month prior to applying for social security.
- If you were not born in the United States you will have to provide documentation of citizenship.
- For prior military members you will need copies of your service papers.
- Copies of your latest tax returns or other tax documents showing your earnings.
Social security is paid at retirement and there are other benefits that may be available to you. Many seniors also apply for health coverage, through Medicare or Medicaid and those programs contain many subparts that can be confusing. If you have questions about what benefits you are entitled to receive, whether you should elect to take certain benefits, and what timing is best to make application, let us help. We believe your financial planning should include the benefits you have earned while working but understand the system is confusing. We are here to help you put together a solid master plan that covers all of your needs.
If you have questions about social security benefits and what to expect when applying, call an experienced attorney for help. Contact us online today for more information. We can also be reached at 855-727-6353.