If you have been hurt at work it is critical to seek the maximum amount of benefits you need to support yourself or your family. Depending on the severity of your injuries, you may be off work for a while and will need all financial resources available so you don’t fall behind on bills. Payment for the expenses related to an on the job injury are usually available by making a worker’s compensation claim, but that may not be enough to cover your other expenses. If you are badly hurt and have become permanently or temporarily disabled, you should explore all of your options. One possibility for compensation is to look at social security disability benefits in addition to what you receive through worker’s comp payments as a way to maximize income. Keep in mind though; the Social Security Administration may limit what you get from them, making it crucial to understand how these two types of benefits work together.
When you combine worker’s compensation and social security disability benefits, it is critical to be aware of the following:
- The Social Security Administration has the ability to adjust what they pay to you, depending on how much you are receiving in worker’s compensation benefits.
- The amount you get, combined from both the SSA and through worker’s compensation cannot be more than 80% of what you normally earn.
- If your benefits through worker’s compensation expire, the Social Security Administration can increase what they are paying you. This ensures you do not fall below a certain dollar amount of benefits.
Another important thing to know about combining these benefits is that the rules only apply to publicly funded comp benefits. So, if you are receiving a private worker’s compensation benefit, your social security disability cannot be capped. The structure is confusing, but asking the right questions from a knowledgeable attorney makes it clear. We have the experience and knowledge you need to make sure you are not short changed on benefits. We understand the importance of getting the most out of your benefits so your family is taken care of and work with you to develop a strategy that maximizes available benefits.
If you have questions about social security disability benefits and the worker’s compensation system, call an experienced attorney for help. Contact us online today for more information. We can also be reached at 855-727-6353.