Having a baby is one of life’s greatest joys and a reminder that miracles do happen. So it may seem strange to wonder whether being pregnant qualifies as a disability. However, given that so many people struggle to pay their health care bills, it makes sense to consider all possible options.
Social Security Disability Insurance Benefits.
When it comes to Social Security disability benefits, you must keep in mind that Social Security Disability Insurance (“SSDI” or “disability benefits”) is not a relief system for partial or temporary disabilities or illness.
To qualify for SSDI benefits, you must have worked and paid into the federal tax system (FICA taxes) long enough to qualify, and you must be “severely disabled” according to the Social Security Administration’s (“SSA) definition of “disabled.” To meet the SSA’s definition of “disabled” you must be able to prove that:
- You cannot do work that you did before;
- You cannot adjust to any other work because of your medical condition(s); and
- Your disability has lasted or is expected to last for at least one year or to result in death.
It should be evident just from the SSA’s definition of disabled that a normal pregnancy without complications will not qualify for disability benefits.
Because most normal pregnancies do not last one year or are expected to result in death, even if there are some pregnancy-related disabilities, (for example, pregnancy induced diabetes) you generally will not qualify for SSDI.
Another point to consider is that most SSDI applications (over 75% of them) are denied, and the road to disability benefits takes a lot longer than 9 months. In addition, getting disability benefits can be complicated and difficult. This makes applying and qualifying for SSDI benefits a very stressful process. Unless you have severe complications (see below) adding more stress to your life during pregnancy by going through the SSDI application process is the last thing you need.
On the other hand, there are some pregnancy-related complications can lead to long-term disability in the mother. If your pregnancy is likely to lead to a disabling condition that prevents you from working for at least a year, you should consult with experienced disability counsel.
We Handle Only Disability Cases.
If you have questions about disability benefits or have been denied benefits, contact us. We are experienced social security disability attorneys with offices throughout Missouri, Kansas and Illinois. We also have offices in Oklahoma. We offer FREE consultations and we do not get paid unless you win your case. Call us at 855-727-8625 or email us here and schedule your free consultation today.