How can you tell if you should apply for Social Security Disability Insurance benefits (“SSDI” or “disability benefits”)?
What if you just had a heart attack? Should you apply for disability benefits?
Here are a few things to think about
First, you should be aware that the Social Security Administration (“SSA”) has strict requirements that must be met when it comes to qualifying for disability benefits. And applying for and (hopefully) ultimately receiving disability benefits is a long, complicated and often frustrating process.
So it is not something you want to undertake lightly.
On the other hand, if you have not worked for 12 consecutive months because of your heart attack or it is expected that you will not be able to work for 12 months, you may want to apply for SSDI.
To meet the SSA’s strict definition of “disabled,” your condition (or conditions) must keep you from working full-time or on a consistent basis and earning a certain level of income (SGA), and must last, or be expected to last 12 months or result in death. To qualify for benefits you must have a severe condition that renders you totally disabled. If you are only partially disabled, you will not qualify.
Heart conditions are a listed condition for purposes of disability benefits. (See section 4.00 of the SSA’s Blue Book.) If your condition exactly meets one of these listed conditions, your chances of being awarded disability benefits (assuming you meet all other qualifications) are good.
If, on the other hand your condition does not exactly match one of the listed heart conditions in the Blue Book, you still may qualify for benefits. If you can show by objective medical evidence that your condition is “equal to” a listed heart condition, then you may still be able to get benefits.
The road to SSDI benefits is a long and often difficult one. It requires a thorough understanding of the disability laws and the SSA’s rules, regulations and policies. That is why it is always best to be represented by experienced counsel if you are considering applying for disability benefits, or have applied and been denied.
Considering Disability Benefits? Call Us to Learn More.
If you want to know more about disability benefits, or if you have been denied benefits, contact us. We have helped many people get benefits and we can help you, too. We have offices throughout Missouri, Kansas, and Illinois. We have offices in Oklahoma City, Oklahoma, too. We offer free consultations and we do not get paid unless you win your case. Contact us today or call us at 855-727-8625 to set up your free appointment.